There are various options for paying for long-term care: private pay, long-term-care insurance, Medicaid, and VA benefits. Each option has its pros and cons and what works best will depend on your particular situation. 

While Medicare sometimes pays the costs of long-term care for a while, it never pays for an extended nursing home stay. Medicaid is the program that pays for long-term care, but it can be a confusing program to understand, especially when you are in the middle of a health crisis or caring for someone who is. Whether you are single or married, I can help you navigate the complex Medicaid system and explain how Medicaid would work in your situation, given your assets, income, and healthcare needs. 

Though Medicaid helps a lot of middle-class people pay for their nursing home care, it is not always the best path to take; it depends on your individual situation. I will help you explore and understand all of the options and help you figure out which path is best for you.